5 Ways Electronic Transfers Can Undermine Financial Inclusion in the Developing World

March 31, 2016    By : Sofia

With the fast pace of technology development and improving digital experience, electronic transfers globally are being adopted at a rapid pace. Even with increasing concerns over data privacy and security, the trend is expected to continue. National regulatory bodies and

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Will Instant Credit Take Over Credit Cards?

March 31, 2016    By : Kate

Instant credit is a way by which shoppers get access to real-time loan approvals for their purchase at a point-of-sale (physical and online) without using a credit card. The credit check is mostly done based on a host of parameters

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Betterment Raises $100M in Series E Funding

March 31, 2016    By : LTP Team

Betterment, a leading robo-advisory platform powering automated investments, has recently received $100 million in its series E funding round from AB Kinnevik, a Swedish investment firm. Previous investors of Betterment, i.e., Bessemer Ventures Partners, Menlo Ventures, Anthemis Group and Francisco

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How Much of the Financial Services Market Is Really Under Threat From FinTech

March 30, 2016    By : Amit

The disruption (threat from FinTech) A Goldman Sachs research report in early 2015 estimated that a part of the traditional financial services’ revenue ($4.7 trillion out of $13.7 trillion) is at risk of being displaced by new technology-enabled entrants which

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50 Scandinavian FinTech Companies Powering Region’s Leadership in Global Innovation

March 30, 2016    By : LTP Team

Scandinavian countries are known to be some of the most prosperous and developed ones in the world. The financial services industry in the region is no exclusion as some of the most innovative and promising companies that have expanded internationally

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Understanding Remittances: Regulatory Aspects

March 30, 2016    By : LTP Team

An understanding of the legal and regulatory aspects of remittances is important. The existence of multiple channels and the institutional and legal environment governing remittances transactions pose numerous challenges to fund transfer operators. Furthermore, the regulatory environment and practices substantially

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Sharp and Edgy: Switzerland’s FinTech Ecosystem

March 29, 2016    By : Sofia

The one country that will be ahead of the world in terms of innovations is Switzerland. Ranked with the highest score of 68.3, the country holds the first place in GII ranking out of 141 countries. The second place is

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Unified Payments Interface: An Amazing Proposition from NPCI

March 29, 2016    By : LTP Team

India has 250 million people who have accessed the Internet at least once and 300 million smartphone users. For a lot of people, Internet access was made available for the first time via the mobile phone. India is now quite

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Mobile Coupon Trends for 2016, Plus Ways to Make Saving Easier

March 29, 2016    By : Andrea Woroch

The use of digital coupons has exploded in recent years, and experts estimate worldwide redemption rates will reach 31 billion in 2019, compared to 16 billion in  2014. In fact, digital coupon usage has increased every year since 2012, while

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Fuel Pump Payments: Set for Major Disruption/Overhaul by 2020

March 28, 2016    By : Shiva

Payments innovation has been in the limelight for quite some time and has been extensively worked up by the industry. Across the retail space, the upside potential that an innovative payment solution provides has been established beyond doubt. As we

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