P2P Lending Must Continue to Exist – Greed and Laxness Shouldn’t

July 31, 2016    By : Sawan Shah

Over the past six months, alternative finance, in particular, P2P lending, has gone through a trial by fire, where several events have scandalized and bruised the reputation of the industry. First, there were the scandals of mass defaults taking place

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FinTech ROI Decisioning Could Use a Makeover

July 30, 2016    By : John Malnar

“Nobody ever lost money taking a profit.” – Bernard Baruch ROI. ROCE. ROIT. ROTC. While a plethora of financial calculations exist that allow companies to measure the effectiveness of spend, a key mantra holds true across all: recognizing and ensuring

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What’s missing from Elon Musk’s Master Plan? Payments!

July 29, 2016    By : Tim Spenny

Elon Musk is notorious for many things: being a serial entrepreneur, disrupting many entrenched industries, pioneering digital payments — oh, yeah, and changing the world through his master plans. And much like Apple in its early days, Musk shuns market

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By 2020, Wearable Payment Transaction Volume Will Reach $500 Billion Worldwide

July 29, 2016    By : Sofia

Wearable technology increasingly gains popularity as financial institutions and technology companies have expressed optimism in payments via wearables. Samsung, for example, believes that “if there’s anything more nascent than mobile payments, it’s mobile payment via wearables. Currently, this is considered

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Can Web Search History Become the Holy Grail of Credit Scoring?

July 29, 2016    By : Kate

Now, when the idea is out there and work is in motion, it seems so natural: Web search history is really a record of personal traits, interests, work, plans and draws the most precise picture of a personality and… The

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The CavinKare Moment of Indian Banking

July 29, 2016    By : Abhishant Pant

An interesting discussion on payments banks happened during my recent visit to Bhopal, where I met a bank branch manager friend of mine. The branch manager – let’s call him ‘Ravi’ – wondered if I still believed in the concept

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Fidor Bank Acquired by France’s BPCE Groupe

July 29, 2016    By : LTP Team

France’s second largest bank, Groupe BPCE, announced the acquisition of innovative online bank, Fidor. The group signed an agreement with the key shareholders, the founders and managers of Fidor Bank AG with regard to the acquisition of their equity interests

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Digital Gift Cards: The Ups and Downs of the Future of Gifting

July 28, 2016    By : Darren Beyer

Digital gifting has been in existence since the early days of e-commerce. One had to look no further than a major online retailer, or, even, online services like AOL to find ways to send a virtual gift card to a

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What Does the Launch of Amazon Prime in India Mean for the Company and the Country?

July 28, 2016    By : LTP Team

On Tuesday, Amazon announced the launch of its globally popular Amazon Prime membership program in India. With Prime, Indian customers in over 100 cities will be able to enjoy unlimited free one-day and two-day delivery on lakhs of eligible products

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The Power Is in Unity: Bringing the Disruptors and the Corporate World Together

July 28, 2016    By : Sofia

In the past few decades, the relationships between the startup community and corporate sector have evolved from subtle confrontation to joint ventures and collaborative innovation. This shift could be attributed to the financial service industry’s changing climate. For example,~40% of

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