Lending

What’s the Most Important Change Coming to Your Segment in the next 3-5 Years? We Asked 30+ FinTech CEOs

September 11, 2017    By : Elena Mesropyan

The year 2017 so far has been one of the most fascinating periods in the history of FinTech. Explosion of ICOs, revision of regulatory frameworks around the world, and a lot more. With such an unprecedented speed of changes in

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FinTech Lending: A Trojan Horse for Small Businesses?

September 7, 2017    By : Elena Mesropyan

Lending business has steadily been one of the most lucrative in FinTech for almost every party involved – virtuous investors and talented teams alike. In fact, lending is one of the two most funded and represented segments in the FinTech

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Interview with Mozzeno: The First Belgian Digital Platform to Allow Individuals to Fund Private Loans

August 31, 2017    By : Deborah Gallerani

MEDICI now! Startup Stories highlights the companies that are shaping the new financial technology industry. So, keep an eye out each week for new stories! And if you or someone you know would like to be highlighted, feel free to

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Adapt, Automate, Accelerate: AI and the Future of SME Lending

August 30, 2017    By : Justin Adams

All companies make poor decisions from time to time. Often, a company’s refusal to embrace a disruptive technology in favor of tried-and-true traditional methods, doesn’t turn out well. Think of Kodak, the once-great imaging empire, inventing the first digital camera

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How Data Can Serve the Credit Invisible

August 21, 2017    By : Steve Smith

One in four Americans have a limited or nonexistent credit history. That’s 80 million people where credit scores can’t help lenders make a credit decision. However, these thin-file or no-file consumers could still be more than capable of paying back

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How and Which FinTech Startups Are Making Personal Loans More Accessible in Brazil

July 21, 2017    By : Mariana Rodrigues

The very high-interest rates in Brazil are a problem that several startups are helping to solve. For example, Caixa‘s payroll-deductible personal loan charges an average of 3% interest per month. Meanwhile, secured loan FinTech Creditas is able to deliver an

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Alternative Lending Meets Traditional Banking: Collaborating Better to Create Long-Term Value

May 29, 2017    By : Rashmi Singh and Rohit Kumar

Alternative lending is one of the fastest-growing areas of FinTech, but its potential remains largely untapped by traditional industry players. For mainstream lenders and investors looking to take part, they will need to identify potential products to offer (personal lending,

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MEDICI now! The RentReporters Story

March 16, 2017    By : Elena Mesropyan

MEDICI now! Startup Stories highlights the companies that are shaping the new financial technology industry. Keep an eye out each week for new stories! If you or someone you know should be highlighted, send us a note. Without further ado…

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How Banks Can Partner With Lending Startups: The Construct

March 15, 2017    By : LTP Team

Kotak Bank is looking for digital lending partners globally. Startups from any country can apply. What makes the Indian lending market attractive, compared to many other economies, is the sheer size of the pie that players can potentially target –

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Kotak Digital Lending Challenge – An Effective Platform to Start a Long-Term Partnership

March 10, 2017    By : LTP Team

Lending – a $1 Trillion market – is one of the key focus areas of 2017 for banks in India, because of a few key factors like: 1) Introduction of marginal cost of funds-based lending rate (MCLR) by RBI, subsequent

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