Lending

How and Which FinTech Startups Are Making Personal Loans More Accessible in Brazil

July 21, 2017    By : Mariana Rodrigues

The very high-interest rates in Brazil are a problem that several startups are helping to solve. For example, Caixa‘s payroll-deductible personal loan charges an average of 3% interest per month. Meanwhile, secured loan FinTech Creditas is able to deliver an

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Alternative Lending Meets Traditional Banking: Collaborating Better to Create Long-Term Value

May 29, 2017    By : Rashmi Singh and Rohit Kumar

Alternative lending is one of the fastest-growing areas of FinTech, but its potential remains largely untapped by traditional industry players. For mainstream lenders and investors looking to take part, they will need to identify potential products to offer (personal lending,

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MEDICI now! The RentReporters Story

March 16, 2017    By : Elena Mesropyan

MEDICI now! Startup Stories highlights the companies that are shaping the new financial technology industry. Keep an eye out each week for new stories! If you or someone you know should be highlighted, send us a note. Without further ado…

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How Banks Can Partner With Lending Startups: The Construct

March 15, 2017    By : LTP Team

Kotak Bank is looking for digital lending partners globally. Startups from any country can apply. What makes the Indian lending market attractive, compared to many other economies, is the sheer size of the pie that players can potentially target –

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Kotak Digital Lending Challenge – An Effective Platform to Start a Long-Term Partnership

March 10, 2017    By : LTP Team

Lending – a $1 Trillion market – is one of the key focus areas of 2017 for banks in India, because of a few key factors like: 1) Introduction of marginal cost of funds-based lending rate (MCLR) by RBI, subsequent

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Interview with LendIt Co-Founder Jason Jones

February 27, 2017    By : LTP Team

  Let’s Talk Payments is a proud partner of LendIt 2017. We’ll be heading up to New York next week to see what’s happening at “The World’s Biggest Show in Lending & FinTech”. Let us know if you’ll be there,

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Online Lending for Students Is on the Rise

February 24, 2017    By : Vladislav Solodkiy

Online lending service for students SoFi (Social Finance Inc.) is close to raising about $500 million in a funding round expected to be led by private equity firm SilverLake Partners to bolster the expansion of its online lending businesses and

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ABA Endorses Digital Lending Solution by Akouba

February 14, 2017    By : LTP Team

Association recommends leading-edge platform for small business loans for community and regional banks WASHINGTON — The American Bankers Association – through its subsidiary the Corporation for American Banking – has endorsed the digital lending solution provided by Akouba, which provides community

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Online Lender Spotcap Partners With Bank and Raises a Further EUR 14M

January 31, 2017    By : LTP Team

BERLIN, Germany 30 January, 2017 — Online lender Spotcap announced a partnership with NZX-listed New Zealand bank, Heartland, with the bank providing 14 million euros of debt funding to the fast-growing FinTech. At the same time, Spotcap has launched into its

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Is Alternative Lending a Perishable FinTech Segment?

January 12, 2017    By : Elena Mesropyan

Despite competitive propositions and momentary advantages that alternative lenders may have over incumbents, it is likely that banks will eventually drive this particular FinTech segment out of business. That moment, however, will come after a brief time of mutually beneficial

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