Alternative Lending Shows Positive Momentum – Q3 Earnings Reports [Curated Content]

November 10, 2017    By : Elena Mesropyan

Business lending has traditionally been dominated by institutional players. Over the past several years, however, a gap in SME financing has been taken close to the heart by technology giants and startups alike. “There are a number of tech companies

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Online Lending 2.0 by Renaud Laplanche [Video]

October 12, 2017    By : Elena Mesropyan

Renaud Laplanche, Co-founder & CEO of Upgrade, shares his thoughts on where online lending is today, where it is going, and how it fits the broader FinTech trends. Online Lending 2.0 by Renaud Laplanche In an insightful, data-rich presentation, Laplanche

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RBI Announces Guidelines for P2P NBFCs

October 5, 2017    By : Abhishant Pant

In the ever so evolutionary space of FinTech, the journey of a market starts with payments and slowly moves on to lending and so on. They come in various shapes and sizes: Loan aggregators (they are essentially lead generators for

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What’s the Most Important Change Coming to Your Segment in the next 3-5 Years? We Asked 30+ FinTech CEOs

September 11, 2017    By : Elena Mesropyan

The year 2017 so far has been one of the most fascinating periods in the history of FinTech. Explosion of ICOs, revision of regulatory frameworks around the world, and a lot more. With such an unprecedented speed of changes in

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FinTech Lending: A Trojan Horse for Small Businesses?

September 7, 2017    By : Elena Mesropyan

Lending business has steadily been one of the most lucrative in FinTech for almost every party involved – virtuous investors and talented teams alike. In fact, lending is one of the two most funded and represented segments in the FinTech

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Interview with Mozzeno: The First Belgian Digital Platform to Allow Individuals to Fund Private Loans

August 31, 2017    By : Deborah Gallerani

MEDICI now! Startup Stories highlights the companies that are shaping the new financial technology industry. So, keep an eye out each week for new stories! And if you or someone you know would like to be highlighted, feel free to

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Adapt, Automate, Accelerate: AI and the Future of SME Lending

August 30, 2017    By : Justin Adams

All companies make poor decisions from time to time. Often, a company’s refusal to embrace a disruptive technology in favor of tried-and-true traditional methods, doesn’t turn out well. Think of Kodak, the once-great imaging empire, inventing the first digital camera

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How Data Can Serve the Credit Invisible

August 21, 2017    By : Steve Smith

One in four Americans have a limited or nonexistent credit history. That’s 80 million people where credit scores can’t help lenders make a credit decision. However, these thin-file or no-file consumers could still be more than capable of paying back

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How and Which FinTech Startups Are Making Personal Loans More Accessible in Brazil

July 21, 2017    By : Mariana Rodrigues

The very high-interest rates in Brazil are a problem that several startups are helping to solve. For example, Caixa‘s payroll-deductible personal loan charges an average of 3% interest per month. Meanwhile, secured loan FinTech Creditas is able to deliver an

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Alternative Lending Meets Traditional Banking: Collaborating Better to Create Long-Term Value

May 29, 2017    By : Rashmi Singh and Rohit Kumar

Alternative lending is one of the fastest-growing areas of FinTech, but its potential remains largely untapped by traditional industry players. For mainstream lenders and investors looking to take part, they will need to identify potential products to offer (personal lending,

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