Flexibility of IT Infrastructure as a Stress Test for Market Viability in Banking

December 13, 2016    By : Elena Mesropyan

Largely under the influence of FinTech, the robustness of internal infrastructure in banking went from being an industry norm to a disadvantageous hallmark of institutions in the financial services industry and beyond. Once efficient and advanced, legacy systems are now

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What’s the Endgame for FinTech?

October 27, 2016    By : Elena Mesropyan

Amidst all the excitement and sometimes overinflation of financial technology startups’ disruptive potential, entrepreneurs often can’t zoom out a bit out and see a bigger picture. While it is understandable when your startup rapidly gains traction and there are no

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In the Kitchen of FinTech

October 10, 2016    By : Elena Mesropyan

One of the core differences between the FinTech world and traditional financial institutions lies in the underlying technology and the level of freedom to build it. Unlike traditional banks, FinTech startups are free from legacy systems and operate mostly in

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Challenger Banks in the UK Offering Unconventional Banking Experiences

October 6, 2016    By : Elena Mesropyan

When FinTech turned banking into a seamless experience instead of a chore, former bankers and talented entrepreneurs around the world created a whole new approach to the banking business, eliminating the physical component of a financial institution and focusing on

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FinTech Companies That Have Ended the Monopoly on Bank Account

October 5, 2016    By : Elena Mesropyan

The concept of a traditional financial institution has been widely discriminated when challenger banks came into the scene as a viable alternative to the bank account. Dismembered value chain of traditional banks has been replaced by a range of FinTech

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A List of Mobile-Only Banks

May 23, 2016    By : LTP Team

Here’s a list of mobile-only banks that are defining the industry today: The UK Atom Bank: Atom is a startup bank. It has been authorized with restrictions by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority

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20 FinTech Products From 4 Countries That Millennials Love With 1 Thing in Common

March 14, 2016    By : Amit

Millennials constitute more than 25% of the US population and are exceeding the baby boomer generation by 3 million. Talking about India, it is a very young country. India’s young demographics include 65% of the population under the age of

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Mobile-Only Challenger Banks Are Shaping the Future of Financial Services Industry

February 17, 2016    By : Sofia

Simple combines innovative technology, impeccable user experience and expertise in behavioural economics to help its customers spend smarter and save more. The company offers a bank account that has all the tools users need to manage their money built right

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Everything You Wanted to Know About FinTech in Europe

January 1, 2016    By : Sofia

FinTech in Europe has never been more exciting. The continent’s ecosystem with innovative companies in emerging financial services has been a serious competition to the global financial industry giants with some of the most promising startups and FinTech “unicorns” coming

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33 FinTech Companies From Western Europe to Look out for in 2016

December 24, 2015    By : Sofia

UK Ensygnia: Based in London, Ensygnia is the company behind the breakthrough Onescan secure mobile transaction platform and its patented process for the confidential exchange of personal and financial information. Ensygnia’s Onescan means no more need to maintain and remember

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