FinTech Partnerships: The Path to Reach New Underbanked Customers

March 5, 2017    By : Brittney Riley

The need for FinTech innovation is probably not the first thing that comes to mind in a conversation about Lyft, but it’s actually a major factor that keeps their marketplace from growing. Think about it: the estimated annual cost associated

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Is Alternative Lending a Perishable FinTech Segment?

January 12, 2017    By : Elena Mesropyan

Despite competitive propositions and momentary advantages that alternative lenders may have over incumbents, it is likely that banks will eventually drive this particular FinTech segment out of business. That moment, however, will come after a brief time of mutually beneficial

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The Next Phase of Relationships Between FinTech and Banks: Working Together for a Better Future

October 6, 2016    By : Elena Mesropyan

The whole FinTech crusade started out with the idea to fill the void and serve disadvantaged groups of the population left out by cautious policies of financial institutions. As a result, a range of startups gained substantial market traction and

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Disruption & Scale: Can FinTech Startups Really Have it Both Ways?

September 5, 2016    By : Kate

There is an interesting term describing a certain type of relationship between FinTech and banks called ‘rent-a-charter’ – a model when banks backstop or formally provide services behind FinTech websites. With the evolving relationships between startups and institutional players, this

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The Modular Bank of the Future

July 1, 2016    By : Kate

The last decade has been a rough ride for the banking industry and financial technology challengers didn’t make it any easier. In response to the changing environment, financial institutions came up with their own ways of adaptation – some through

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The Blind Growth of Alternative Lending Is About to Backfire

May 5, 2016    By : Sofia

Clear skies for alternative lending companies seem to be getting clouded after the news on Lending Club and OnDeck—some of the largest alternative lenders—witnessing a massive crash of their share prices over a little more than a year. In the

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The Hottest FinTech Investors in Europe to Back the Next Big Breakthrough in FinTech

April 27, 2016    By : Kate

Big breaks across industries don’t usually happen without VCs backing them. Success stories in most cases have co-authors and in 2016, VCs are the ones to provide a financial fuel to bright entrepreneurs and ideas with a high disruptive potential.

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What Are We Seeing in the SME Financing/Loans Opportunity?

April 25, 2016    By : Amit

Post the financial crisis in 2008, SMEs’ credit conditions had worsened, and credit has remained tight for the past several years. We saw a reduced number of banks focused on the small-business segment, increased regulatory scrutiny that caused banks to

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Are Traditional Players Losing out on Retail and Commercial Banking?

April 21, 2016    By : Kate

Today, traditional financial institutions are facing competition as they have never faced before. The rapidly increasing number of FinTech startups are penetrating the market share and shrinking banks’ profits. Moreover, it seems like traditional banking business models have been forced

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How Big Data Analytics, AI and Machine Learning is Being Leveraged Across FinTech

February 22, 2016    By : Amit

I am sure that you have heard of one of the only profitable FinTech unicorns in the world: Klarna. A customer making an online purchase enters only their email address and zip code on an e-commerce merchant site to buy

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