FinTech Will Play an Instrumental Role in Re-Establishing Institutional Leadership in Niche Markets

August 15, 2017    By : Elena Mesropyan

As influential as the FinTech community may seem to dedicated parties, the environment that entrepreneurs were determined to disrupt went through a learning curve and is rapidly balancing itself. More precisely, the environment – constituted by institutional leaders or large

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How Square Quietly Inches Closer to Profitability, Continuously Surpassing Expectations

June 19, 2017    By : Blake McCall

Square was started in 2009 to enable businesses to accept card payments, an important capability that was previously inaccessible to many businesses. Since then, Square has continued to expand its product offerings to match the needs of its customers and

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What Is the Future of Revel With New Owner and CEO?

February 10, 2017    By : Vladislav Solodkiy

After many months of speculation about a potential acquisition by IBM or private equity firms, point-of-sale payments company Revel Systems announced that WCAS (Welsh, Carson, Anderson and Stowe) has led a large growth round in the company that will make

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How FinTech Impacts Purchasing Behavior and Enhances Business Efficiency

January 20, 2017    By : Elena Mesropyan

  Customer purchasing behavior has been significantly transformed since the accelerated adoption of FinTech solutions, known for their convenience, customer-centricity and emphasis on UI/UX rather than the movement of funds. Technology and experience-focused solutions like PayPal, Venmo, Square, Stripe comprised

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FinTech Is a One-Stop Shop

November 22, 2016    By : Elena Mesropyan

A milestone moment in the financial technology world happened when a first challenger bank received its banking license, making FinTech a one-stop shop for financial services for individuals and businesses. Any service in banks’ value chain can now be substituted

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Six Ways FinTech Has Changed the Rules for 200 Million Financially Excluded Businesses

November 16, 2016    By : Elena Mesropyan

While accessible consumer credit options have been widely expanded with financial technology startups to the extent of not being a major problem, accessible business credit is still a tough question. According to the World Bank, 200 million businesses globally are

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The Right UX Makes All the Difference in Banking

November 16, 2016    By : Elena Mesropyan

As the father of Apple said, “You‘ve got to start with the customer experience and work back toward the technology – not the other way around.” The wisdom has been loyally contributing to the success of the iPhone maker and

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Meeting Millenials’ Payment Expectations

September 13, 2016    By : Jerome Traisnel

The concept of millennial marketing is nothing new. Generation marketing is based on the assumption that each generation possesses different values and behaviors, which affect consumption habits. One area this principle particularly applies to, and which warrants further investigation, is

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The Most Important Thing in FinTech: Advent of APIs and Banking APIs Are Real Too

May 31, 2016    By : Amit

I am back to writing about one of my favorite topics—APIs. In 2013 and 2014, I wrote some of the very early pieces on how APIs are being used to build next-generation products and allowing developers to reduce the time

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What Are We Seeing in the SME Financing/Loans Opportunity?

April 25, 2016    By : Amit

Post the financial crisis in 2008, SMEs’ credit conditions had worsened, and credit has remained tight for the past several years. We saw a reduced number of banks focused on the small-business segment, increased regulatory scrutiny that caused banks to

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