To Understand the Future of the Financial Services Industry, We Must Look Beyond FinTech

May 23, 2017    By : Elena Mesropyan

While businesses are catching up with the rise of e-commerce and the mobile-first world, physical interfaces altogether are gradually falling into obsolescence. The year 2017 gives strong reasons to believe that working on the enhancement of the experience with any

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Customer Experience as a Competitive Advantage: How FinTech Startups Forever Changed User Attitudes in Banking

May 22, 2017    By : Artashes Vardanyan

The evolution of the customer service in traditional banking was very slow during the past few decades. One of the milestones in that matter was probably the invention of the ATM in 1967 for the automation of bank-teller operations. Then the

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India’s Alipay or WeChat Pay Could Be a Young Private Bank or Progressive NBFC

May 10, 2017    By : Amit

In many parts of the world, tech companies (TechFins and FinTechs) are beginning to dominate the FinTech scene except India. BATs (Baidu, Alibaba and Tencent) and Internet finance in China dominate the market now. PayPal (Braintree and Venmo), Stripe and

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How FinTech Impacts Purchasing Behavior and Enhances Business Efficiency

January 20, 2017    By : Elena Mesropyan

  Customer purchasing behavior has been significantly transformed since the accelerated adoption of FinTech solutions, known for their convenience, customer-centricity and emphasis on UI/UX rather than the movement of funds. Technology and experience-focused solutions like PayPal, Venmo, Square, Stripe comprised

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BAAS.IS, India FinTech, SE Asia Startups and FemTech Discussion at Life.SREDA Event Singapore

December 2, 2016    By : LTP Team

It was a full house and many people were standing at the back and on the sides of the room. November 14, 2016, was the first day of the Singapore FinTech festival and Life.SREDA hosted a special event to discuss

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Six Ways FinTech Has Changed the Rules for 200 Million Financially Excluded Businesses

November 16, 2016    By : Elena Mesropyan

While accessible consumer credit options have been widely expanded with financial technology startups to the extent of not being a major problem, accessible business credit is still a tough question. According to the World Bank, 200 million businesses globally are

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Top Banking APIs Enabling Access to Aggregated Rich Financial Data

October 27, 2016    By : Elena Mesropyan

Banking APIs constitute the core of innovative approach to building financial products. Enabling access to data for all relevant participants of the market creates an opportunity for each of them to build a superior offering as well as for consumers

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When a Payment is More Than a Transaction

October 7, 2016    By : Elena Mesropyan

The role of electronic payments in 2016 goes far beyond basic transactions performed in vast networks to move funds from one person or entity to another. Just like banking is no longer somewhere you go but something you do, payments

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The Most Important Thing in FinTech: Advent of APIs and Banking APIs Are Real Too

May 31, 2016    By : Amit

I am back to writing about one of my favorite topics—APIs. In 2013 and 2014, I wrote some of the very early pieces on how APIs are being used to build next-generation products and allowing developers to reduce the time

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An International Billion-Dollar FinTech Club

April 3, 2016    By : Sofia

A few years ago, when the word ‘unicorn’ in FinTech wasn’t such an overused term, we would still be referring to the set of companies in this article as FinTech unicorns. Fortunately, or not, it appears that the number of billion-dollar

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